Explore our full range of accounts and investments

Registered accounts


(Tax-Free Savings Account)

  • Grow your investments tax-free–you won’t pay tax on capital gains, dividends or interest earned within your account
  • You can withdraw funds tax-free any time, whenever you need it
  • Catch up on unused contribution room


(Registered Retirement Savings Plan)

  • Accomplish two goals with one account: Save for retirement and reduce your taxable income for the year
  • You won’t pay any tax on investment growth within your RRSP until you withdraw funds
  • Catch up on unused contribution room
  • You can hold U.S. dollars and other foreign currencies in your RRSP


(Registered Education Savings Plan)

  • Save for your child’s post-secondary education and the money you contribute may be eligible for Canada Education Savings Grant (CESG) of up to $500 per beneficiary each year
  • Your investments grow tax-free until you withdraw funds
  • You may be eligible for additional grants, including additional CESG, Canada Learning Bond (CLB) and Quebec Education Savings Incentive (QESI)

We also offer other registered and locked-in accounts, including:

  • Registered Retirement Income Fund (RRIF)
  • Locked-In Retirement Account (LIRA)
  • Locked-In RSP (LRSP)
  • Locked-In Retirement Income Fund (LRIF)
  • Prescribed Retirement Income Fund (PRIF)

Cash account

  • You can choose an Individual, Joint or Corporate account
  • Diversify your portfolio with variety of investments, from stocks and ETFs, to options and mutual funds, and more
  • Set up automatic contributions to your account with Regular Investment Plans and Dividend Reinvestment Plans

Margin account

  • Increase your buying power by borrowing funds against your investments
  • You can use this account to short sell stocks and exercise other advanced strategies
  • You may be eligible for option trading privileges

We offer the following non-personal accounts:

We offer a wide range of investment choices to suit any investor.


  • When you buy a stock (also called an equity), you’re buying a part of a company and can share in its success
  • You can choose stocks from a wide range of sectors, industries, countries and asset classes to diversify your portfolio
  • Stocks may give you the opportunity to earn dividends and capital gains


(Exchange Traded Funds)

  • ETFs are an investment fund, but they’re traded like a stock
  • Investing in an ETF can be a simple way to diversify your portfolio
  • They are a cost-efficient investment with generally lower fees than mutual funds


  • Options are for experienced and sophisticated investors
  • They can provide flexibility and leverage that may allow you to profit through the volatility of a stock price
  • A variety of option strategies can help you lock in market gains, protect against losses and generate income

Mutual Funds

  • Mutual funds may give you access to a diverse portfolio of companies, sectors, asset types, geographic areas and currencies
  • A wide range of mutual funds makes it easy to find one that suits your investment objectives

Fixed Income

  • Fixed income investments are generally considered safe, conservative investments with a predictable income stream
  • You can choose from a variety of fixed income options, including corporate bonds, strip bonds and asset-backed securities, all with different features, risk ratings and term

Structured Notes

  • Structured notes are a hybrid investment solution that can offer the growth potential of the market, with some notes also offering the protection feature of bonds
  • They’re an alternative to traditional fixed income products, offering exposure to a variety of asset classes and market-linked returns


  • IPOs give the general public the opportunity to invest in companies that may have previously accepted financing exclusively from large institutional investors, private equity firms or venture capital funds


  • A GIC is a secure investment that protects your principal 
  • Traditional GICs earn guaranteed interest, while the returns on market linked GICs are tied to the performance of a specified reference asset, such as equities, equity indexes or interest rates
  • You invest your money for a specific period and you’re guaranteed to receive your initial investment at the end of the period along with accumulated interest for GICs or asset-linked returns for MLGICs
  • You can choose from a range of short-term and longer-term maturity dates

Precious Metals

  • Precious Metals e-Certificates are another way to diversify your portfolio 
  • e-Certificates are a popular way to invest in gold and silver without worrying about storing and protecting gold and silver bars 
  • Gold and silver e-certificates are eligible for your RRSP, RESP, TFSA and RRIF

Call us at 1-800-567-3343Opens your phone app. to purchase e-Certificates.